Practical insurance review skills for CPAs, from risk mapping and coverage analysis to tax basics and compliant client memos
5 sections · 8 lessons
Build a client risk map, define the scope of an insurance review, and assemble the workplan and data request needed for a CPA-appropriate engagement.
1 lessonCompute life insurance need, compare term and permanent coverage on the same facts, analyze disability income protection and its 2026 tax rules, and estimate long-term care exposure with basic design and tax considerations.
4 lessonsEvaluate personal lines and small-business liability coverage for gaps, exclusions, limit adequacy, and coordination across home, auto, umbrella, and business policies.
1 lessonDetermine coverage structures and amounts for key person and buy-sell funding, along with the common tax treatment and documentation expectations.
1 lessonProduce a compliant coverage review memo that captures gaps, tax points, action items, and referral limits in a complete worked client example.
1 lessonInsurance planning for clients starts with identifying what can go wrong, what can be insured, and where the CPA’s role should stop. This course gives CPAs a practical framework for reviewing personal and business coverage, sizing needs, and handling the tax treatment of selected policies under current 2026 US rules. It is built for practitioners who want to discuss insurance intelligently with individual and small-business clients without drifting into product sales.
The course covers risk review workflow, life insurance need calculations, term and permanent life comparisons, disability income benefit analysis, long-term care funding exposure, and the tax treatment of premiums and benefits. It also addresses property, casualty, umbrella, and business insurance uses such as key person and buy-sell funding, ending with a CPA-safe coverage review memo and referral boundaries.
From project managers and operators to founders, analysts, and teams adopting AI, Fenzo is for people who want to get better at the work they already do.
Anything from using AI for project planning and analysis to improving workflows, decision-making, communication, and delivery. If you can describe the skill or task, Fenzo can build a course around it.
Yes. Tell Fenzo what you do, what you’re trying to accomplish, and where you’re stuck, and Fenzo will shape the course around your role, your goals, and the work you actually have to do.
No. Fenzo adapts to your starting point, so you can begin with the fundamentals or jump straight into more advanced work.
Yes. Fenzo for Business puts the whole team on one plan — shared seats, courses you can assign, and reporting on who has finished what.
See Fenzo for BusinessYou start by describing your goal or taking a short skill benchmark. Fenzo uses that context to identify gaps and shape the learning experience around them.
Yes, Fenzo works in your mobile browser.
Something to operate in every section.
Three findings from decades of learning research shaped how every Fenzo lesson is built.
Average pass rate · Freeman et al., PNAS 2014
What the science says
Students in lecture-only classes are 1.5× more likely to fail.
How Fenzo does it
Every Fenzo lesson is interactive. No passive reading or watching, ever.
You work through itAI does it for you
Skill retention over time · with vs. without practice
What the science says
Offloading thinking to AI erodes the very skills you’re trying to build.
How Fenzo does it
Fenzo makes you do the thinking — guided, but never done for you.
Retrieval practiceRe-reading
Long-term recall · retrieval vs. re-reading
What the science says
Recalling information beats re-reading it for building durable understanding.
How Fenzo does it
Lessons weave in quizzes and recall prompts, so it sticks.